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Overdue invoice chasing calculator

Getting paid is work. This is what that work costs.

Chasing one overdue invoice takes around twenty minutes spread over several weeks: the polite email, the second one, the phone call, and checking the bank before each so you do not chase money that already arrived. At 20 overdue invoices a month that is nearly seven hours.

How this is calculated

Overdue invoices per month × minutes chasing each ÷ 60 × hourly cost. This counts only the labour, not the cost of the cash arriving late. Task definition and sources: the Cost of Work Index.

Put this calculator on your own site

Copy and paste. Works on WordPress, Shopify, Wix or plain HTML — it resizes itself to fit.

Free to use. The only condition: keep the credit link that comes with the code.

Who does this work

DanielIn training

Politely, persistently gets your overdue invoices paid — without you making a single awkward call.

$2 per collected overdue invoice — Planned price — not charged yet.

Questions

Why does chasing one invoice take twenty minutes?

Because it is almost never one contact. It is a first email, a second one a fortnight later, then a phone call, and a bank check before each so you do not ask for money that has already landed. Spread over a month, that is the honest total for one payment.

Does this include the cost of being paid late?

No, and that is deliberate. This calculator counts only the labour of chasing. The financing cost of money arriving sixty days late is real but depends on your borrowing, so mixing it in would produce a bigger number that nobody could check.

Which invoices should I count?

The ones that get paid in the end. Invoices that go to a lawyer or get written off are a different problem with a different cost, and including them here would flatter the result rather than describe your month.