AI bookkeeping tools compared: what each type actually does

AI bookkeeping tools fall into four broad kinds: ledger software with AI features (QuickBooks, Xero), capture tools that feed the ledger (Dext, Hubdoc), practice automation for accounting firms (Booke AI), and full-service AI bookkeeping (Finaloop, Zeni) — plus per-task AI employees like Nika. Start with one question: who keeps your books today?